Business & Commercial Insurance

Servicing the Capital Region for over 60 years!

Delmar, Bethlehem, Selkirk, Albany, Schenectady and surrounding areas

 

Commercial Auto

Burt Anthony Associates understands the value of your commercial vehicles and the employees who drive them. Your mobile business fleet takes on the open road to keep operations running smoothly – but accidents do happen. To prevent losing your hard-earned revenue due to an auto accident, you will want to be sure that your vehicles, products, and drivers are insured in the event of property or vehicle damage, bodily injury, legal costs, and more. With Commercial Auto Insurance from Burt Anthony Associates, we will work with you one-on-one to create a customized policy that may include:

• Bodily Injury Liability
• Property Damage Liability
• Medical Payments
• Personal Injury Protection (PIP) Coverage
• Comprehensive Coverage
• Collision Coverage
• Uninsured and Underinsured Motorist Coverage

Since Commercial Auto Insurance coverage varies, it is important to discuss your business’s options with a specialist at Burt Anthony Associates who can help you determine the proper amount of coverage for your commercial needs.

 

General Liability & Commercial Property

Commercial General Liability from Burt Anthony Associates can prevent major financial losses if your business is sued or held legally responsible in the event of bodily injury or damage. With the proper policy, you can have most medical expenses, attorney fees, settlements, and reimbursements covered. Coverages include:

• Premises Liability
• Products and Completed Operations
• Premises Medical
• Fire Legal Liability
• Casualty Coverage

Other types of Commercial General Liability include Garage keepers Liability and Employment Practices Liability. If you run an auto service operation, having Garage keepers Liability coverage will protect your customers’ vehicles from fire, vandalism, theft, or other damages.   Employment Practices Liability will protect your business if an employee’s legal rights have been violated.  Since there are many types of liability coverages, it is important to talk with a specialist at Burt Anthony Associates about the best options for your business.

Commercial Property Insurance will ensure that the building itself and the personal property of your business is protected from minor accidents or a major financial loss. Our insurance specialists can help you create a policy that keeps your small-to medium-size business insured from top to bottom by covering such items as:

• Your building
• All interior items (desks, furniture, etc.)
• Any outdoor signs on your property
• On-site equipment
• Your inventory
• Tools & equipment

Other items that are typically found on a Property Insurance policy can include Builder’s Risk insurance and Equipment Breakdown coverage. Builder’s Risk protects any materials or equipment from damage or loss sustained during construction or remodeling, while Equipment Breakdown, or Boiler and Machinery, keeps any electrical, electronic, or pressurized equipment on your premises insured from breakdowns or loss.

 

Workers Compensation

Burt Anthony Associates understands the value of good employees. We know that your day-to-day operations depend on their hard work, expertise, and dedication, and if you supply them with quality benefits and plans, they can work with the peace of mind assurance that they are properly protected.  Having Workers' Compensation allows your business to ensure payments and cover expenses if an employee is injured from a work-related accident. Workers Compensation can cover financial obligations such as, an injured employee's medical expenses and replacement of lost wages from injury time off.